IHSA

IHSA Officials Department

NFOA Insurance Summary

Last updated: September 16, 2002.

NOTICE TO ALL NFOA MEMBERS: For insurance specifics and claim information go directly to the NFHS Insurance web site at www.BollingerNFHS.com.

Administered by:
Bollinger, Inc.
Brenda Lodato, Asst. Vice President
101 JFK Parkway
Short Hills, NJ 07078
Phone: 800-350-8005
Fax: 973-921-2876
Web: www.BollingerNFHS.com

General Liability (Underwritten by Markel Insurance Co.)
$1,000,000 Occurrence limit

Excess Accident Medical (Underwritten by Markel Insurance Co.)
$10,000 Accident Medical Expense Limit per injury
$1,000 Deductible per injury
$2,500 Accidental Death and Dismemberment Benefit

Fee Loss
Fee loss coverage is no longer included in the insurance package.

Directors and Officers (D & O)
D & O coverage is no longer included in the insurance package but can be purchased directly from Bollinger for an annual premium of $350. Call (800) 526-1379 and ask for Brenda Lodato, Asst. Vice President.

Claims
To make a claim for an injury/incident , contact:
Bollinger, Inc.
Sports Accident Claims
(800) 350-8005
Web: www.BollingerNFHS.com (click on "How to File a Claim" to download a claim form)

NFOA INSURANCE PLAN-WHO IS COVERED?

· All officials who are currently registered/licensed with a member state high school association or affiliate association of the NFHS (if that association registers/licenses officials) are covered by the NFOA Insurance Program.

WHEN DOES COVERAGE APPLY?

The Insurance coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition. That sport/activity must be recognized in that state or U.S. territory/possession by the member state high school association or by high schools that follow the guidelines of the member state associations (or an NFHS affiliate association in the territory/possession).

If a sport is recognized for either men or women in that state, territory or possession, the official will be covered for officiating both men and women.

Officiating activities also include assigning, chain crews, and attending or operating officiating camps, clinics and meetings.
No coverage is provided for losses that result from or are associated with the officiating or duties related to the management of any professional sport or activity.
Coverage is not limited to high school activities. It also applies to officiating activities for college, junior college, independent youth or recreational leagues, but only for sports that are recognized for high school participation by that state's high school association.